Otis is a happily married, middle-aged clerk with a secret - he is addicted to giving. His plethora of pledges has become insurmountable, and his life begins to unravel. Pressure mounts for him to quit giving, but the habit has taken hold. He is sacked, evicted, and suffers a breakdown, ending up on the street. Living as a beggar, Otis learns that when you have nothing left to lose, the act of giving can be acceptable, accepted and…exceptional.